Maybe you have a few questions. That’s okay, most people do. So here’s a quick collection of some of the questions people ask us… along with our answers. If you still have a question, don’t hesitate to contact us (or give us a call) and we’ll be happy to answer it for you.

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Q: Who are you?

My name is Chris Malone, and I am the “Team Captain” of The Home Factory. I have a team that consists of the best closing attorney, contractors, and listing agent that is listed as one of Chicago’s best agents!

Our Company” page will give you a very detailed picture of who we are, and what we are about. Visit that page now, come in and get to know us a little. We are accomplished, honest, and pleasant.

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Q: What do you do?

We pay cash for houses in Cook County IL, in any condition. That is basically the gist of it. We are the ideal alternative if you need to sell your house without dealing with the hassles of traditional listings. If time is not much of an issue, but you would still like to avoid the expenses and annoyances of listing your house for sale here in Chicago with an agent, we are the perfect option.

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Q: How does it work?

Simply tell us a bit about your house. With this information we will do a market analysis on your house that will be used to present you with an all cash offer. If you accept that offer all there is left to do is receive your money at closing.

For more information visit  our “How it Works“ page if you have not done so already.

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Q: Why should I choose you?

Honestly, you absolutely do not have to choose us!

We are not desperate. We do not try to make a huge profit on each deal. So by all means, do not let me try to convince you why you should choose us. Instead, let me tell you why we’re different…

We focus on YOU and put YOUR needs first!

Whether we buy your house in Chicago for cash, or an other company that we have vetted, spoken to, trust, and trained gives you a higher offer, you can rest assured that you will get the highest offer on your house! Isn’t that nice of us!

We are genuine, honest and transparent, and most of all, we care. Yes, we are investors. Of course we need to make money, but that doesn’t mean it has to be at your expense, or that we cannot or will not go out of our way to genuinely help you without expecting anything in return!

So no, you do not have to choose us, but if you would like to work with us, just fill in this form and we will take care of you.

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Q: Will you be listing my house on the MLS or actually buying it?

Great question. Even though we are Licensed Realtors in the State of Illinois, we typically do not list houses. We are professional home buyers. If your property is one that would fit our investment criteria, our intention is to buy your house in cash, rehab it (in case any work needs to be done), and sell it again at a profit. We have many solutions to buying your house, including seller financing, private financing, wholesaling to another investor, and of course buying it for cash. All this ensures you will get your house sold fast!

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Q: How are you different from a Real Estate Broker?

Real Estate Brokers (Realtors®) list properties and hope that someone will buy them. A Realtor® shows the properties to prospective buyers (if there are any), and then take a percentage of the sale if they find a buyer. Oftentimes, commissions are 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions).

Realtors® can be a great option for those who can potentially wait several months to sell, and who don’t mind giving up a percentage of the sales price to pay for the closing cost and commissions. But that’s where we’re different:

We’re Not Just Licensed Realtors®, We’re Professional Home Buyers.

We do not look to list houses, our company actually buys the houses. We skip the entire “Realtor®” process and jump immediately to the offer and closing on the property you have for sale in Cook County. We cover the conventional expenses associated with selling a house like closing costs and inspections. The most notable difference is that we do not charge you any fees or commissions. As mentioned, we skip the entire “Realtor®” process. Again, we make our living by taking the risk to buy the house, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).

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Q: Should I just list my house with a Broker?

Honestly, we do not know… (yet!) We would need to take a look at your house, your situation, your timeline, your location, your expectations, and your needs for us to give you a solid answer. We are happy to provide you with our professional recommendation.

Many people do not understand the advantages and disadvantages of listing a house on the MLS. We would love to help you with this. If you would like that answer now, just fill in our form below and we will get in touch with you with what we believe is your best course of action concerning selling your house in Chicago.

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It's just a short, casual conversation to see if we'd be a good fit
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Download our FREE Guide here. Or, you can always feel free to Contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners sell unwanted properties for cash.

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Q: Is a “We Buy Houses” company right for me?

Believe it or not, the majority of sellers we have purchased houses from in Chicago were not desperate to sell (at all), nor where they trying to escape foreclosure.  Most of our clients choose us simply because they either have had bad experiences with listing their house, or they just don’t want to deal with repairs, constant walk-through’s, or any hassle one experiences selling a house the traditional way.

Because we buy houses in any condition, as is, no matter the circumstance, or issue you facing (if any), we often are a great option to consider for a quick easy sell.

Allow us figure out the numbers, and how much we can offer you in cash for your home in Chicago, and we will advise you if listing with an agent would be a better choice or not. After all, it doesn’t hurt to get an offer from us, our offers are completely free without any obligation to accept!

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Q: Is there any obligation when I submit my info?

Absolutely not! There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at things, and set up a call with you to find out a bit more, then make you an offer that is fair for you and fair for us. From there, it’s 100% your decision on whether or not you’d like to sell your house to us… and we won’t hassle you, won’t harass you… it’s 100% your decision and we’ll let you decide what’s right for you. There are no obligations, at all.

We know there are people eager to take advantage of you and your situation. To distinguish ourselves from those few individuals, we make sure you are fully aware of what to expect and that there are no costs to you. You truly and absolutely have nothing to lose. We make you an offer and if you accept the offer, great! You will get your cash quickly. If you do not accept the offer we will do our best to guide you in the right direction.

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Q: Do I need to clean before I move out?

Nope. Don’t worry about anything. Take what you want to take and leave what you don’t. We mean it! Food in the fridge, clothes on the floor, mattresses, desks, furniture, heck we once found a nest of snakes in a wall. Gave our contractor a good scare! 🤣 Believe me when we say, we have seen it all and we do not judge. So why not make things easier and just take what you want and let us deal with the rest?

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Q: Are there any fees or commissions to work with you?

No. Absolutely none. This is what makes us stand out from the traditional method of selling your house. There are No fees and No Commissions when you sell your house to us. We’ll make you an offer, and if it’s a fit then we’ll buy your house and pay for the closing costs too! We make our money after we make the repairs to the house and sell it for a profit. Remember, we’re taking the risks on whether we can sell it for a profit or not, and you walk away without the burden of the property and its payments and often with cash in your hand.

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Q: Do you pay fair prices for properties?

Very good question. Yes, we definitely pay fair prices. But please know there is a difference between a fair price and market value. If the house is in bad shape, we take the market value of the house and subtract all the cost of repairs needed and we come up with number that obviously is a fair price. In some special cases we can present highly competitive offers at market value. However, usually those cases do not allow us to pay all cash. Seller financing is one such of such cases. For more information on fair offers I have written a simple example on how such “below market offers” may still be the best offer scenario.

Head on over here download your free guide →

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Q: My house is in terrible condition, will you still buy it?

We buy homes in Chicago in any condition good or bad. We are mainly flippers, so the more room for improvement, the more attractive your house is to us. So yes, absolutely! We’d love to buy your house even if it is in bad shape, and you may be surprised by how much we will offer for your house! Just fill out the form and see how much we will offer you in cash for your house in CT!

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Q: How do you determine the price to offer on my house?

Great question, and we’re an open book: Our process is very straightforward:

We Determine The Market Value Of Your Home In Chicago

It all starts with a CMA ( Comparable Market Analysis). We look at all the houses that have recently been sold within a 0.5 to 1 mile radius of your house, that are very similar (comparable) to your house (same square footage, number of beds/baths, etc.).

We then look at their sold price. This gives us a very accurate market value of your houseif your house is in the exact same condition of these other houses that have been sold.

We Determine The Cost Of Repairs

The cost of repairs is the cost associated with bringing your house to a very similar condition as all the other houses in your area that are similar to yours that have recently been sold. During the walk-through we note what needs to be repaired. We do this with the help of our trusted contractors. We want to keep the costs down so we only repair what we really have to repair.

Keeping the cost down ensures the highest offer we can present to you.

We Make You An Offer

Based on what we find (which we share with you), we present you with our offer. Because we are transparent, we explain in full detail how we come up with the offer and show you the repairs, and the CMA of your property. Of course, there is no obligation to accept our offer. You can decline it without any pressure or cost. Everything is 100% free to you.

If you choose to accept the offer, we can discuss a closing date where you will receive your cash and be completely done with the house! Congratulations, you just sold your house without any hassled, fees or commissions! 🥳

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Q: How many houses do you buy and what will you do with my house?

~We get this question… all… the… time!! 😄

We buy many many houses! 😉 What we do with them? Simple. We buy them, rehab them, and either keep them as long-term rentals or sell them at a profit. We refurbish and bring new life to neighborhoods. Good for the people, good for the economy, good for everyone!

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Q: What if there’s a reverse mortgage, or if I owe more than you can pay?

From time to time, we have sellers reach out who want to sell, but think they cannot because of mortgage balance is too high. In some instance this is true, but if you find yourself facing some form of financial hardship and have fallen behind on payments, moving to assisted living and have a Reverse Mortgage on the house, or inherited a house with a Reverse Mortgage, we can still buy your house.

Depending on your situation, we work with a team of experts that specialize in the Short Sale process. A Short Sale essentially consist of getting the bank to agree to accept a debt payoff lower than the balance owed. My team and I will submit all of the essential paperwork needed to get the short sale process started, and we will work with you until the very end. The best part is, when going through the Short Sale process, there is still no cost to you as the bank covers all of the seller cost. This can be a great alternative to allowing the bank to foreclose on the property.

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Want To See What We Can Buy Your House For?

Fill Out The Quick Form Below To Get A No-Hassle, No-Obligation, All-Cash Offer

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